Why Women Pay More for Health Insurance and When It Will End : Lauren Fritsky

Women between the ages of 18 and 55 - you - Shell from 25 to 50 percent more than men for identical health insurance. Ridiculous, we know.But Tuesday offered to the healthcare industry to help a sister by not charging women higher premiums than men. (This is after the insurer said in November that she would accept all clients, regardless of illness or disability, when Congress required all citizens to have health coverage. In March, they took the next step and offered to stop higher premiums, health care , charge to sick people.) But like all good things, there is one catch: We all want, health care , our own to buy insurance as a way to avoid a universal healthcare system.Doctor,, health, health care , care , Doctor Give Me a Senate hearing earlier this months, Karen M. NewsAt Ignagni, president of America's Health Insurance Plans, claimed its trade group, the gap in coverage costs for women if they bought individual insurance. The gesture comes as a defense against the Obama administration proposed universal health care plan that would have the government and insurers compete for clients.Obviously, there are advantages and disadvantages, health care , on both sides. Under a universal, health care , health care plan, people are concerned about the quality of health care or having to wait months for the visit of a doctor, health care , . (Just ask our neighbors, health care , to the north on their government-run system.) But it would be free *. Without the creation of a universal health care plan, you pay monthly charges for insurance which the quality you could select.Here 's on your HealthWhy do women pay more for health care? As we better care of ourselves. Keep, health care , reading after the jump.From the NY Times article: "In interviews, health care , last fall, insurance executives said they had a good reason for the different premiums: Women ages 19 to 55 more often than men of similar age costs, because they typically use more health care, especially in the childbearing years, health care , . insurers also said women are more likely to visit doctors, get regular checkups, to take prescription medications and some chronic diseases. "Yep.If you're a 30-year-old woman Florida, for example, Blue Cross Blue Shield you $ 109 to $ 133 per month under its Cover Florida, health care , plan. A man of similar age would only pay $ 92 to $ 116. We let you fantasize about what you could do with that extra $ 40 per month if you were not born a girl.Flickr, the high insurance doctrAnd unfortunately,, health care , many women are covered. A new study by the Commonwealth Fund further confirms the scary trend. Approximately 70 percent or 63.8 million, of working age women in the U.S. have no insurance, lack insurance, have medical debt or skimped on care because of cost. Only 59 percent or 51.9 million, of working age men in a similar boat.Women Check UpHere is what some women say about health care reform options presented.Sarah one thinks that something should be done to make make sure more women are, but do not know if universal healthcare is the answer: "I'm not sure I'm interested in, ensure equality, the, health care , transition to a universal system where, health care , the overall quality of healthcare is a hit. In Canada, for example, people often cross the border to search for quality, timely, health care , treatment because they are not always available in Canada. In terms of charging women higher rates than men, we see discriminatory practices in other areas, and for good reason . Young men pay higher car insurance rates than young women. "Christine would rather have more options for coverage, health care , than a government-run system:" I've seen a model for the 'universal' care that I would like to emulate in the U.S. But I think, health care , that part of the problem is that we often have no choice or very little choice in our insurance, health care , or what they cover. Why is it that I find some of, health care , home or car insurance to choose and decide on things like deductible, crash coverage, etc., but I can not with the insurance choices, or a very limited choice? "Ps EasyToInsureME offers customers the easiest way to buy individual health insurance., health care , Free services include instant online health insurance quotes, customized proposals for each client, free phone consultation and 10 minutes by telephone request. Our services are free because we are not paid by the insurer by our customers.